4317 Eagle Rock Pl, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4317 Eagle Rock Pl, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A923000115`

Property Details

APN / Parcel Number

Primary APN	`A923000115`
Alternative APN	`3-0036-6767-00-0036.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,725 sqft
Basement Area	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A923000115
Street Address	4317 EAGLE ROCK PL
City	SAINT CHARLES
State	MO
Zip	63304-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK BURL EST #3 LOT 36
Legal Subdivision	OAK BURL EST #3
Legal Lot Number	36
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4317 EAGLE PARK PL, SAINT CHARLES, MO 63304
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit JONESBURG STATE BANK
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JONESBURG STATE BANK
Mar 31, 2021	Warranty Deed, Transfer · Line of Credit JONESBURG STATE BANK
Apr 2, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021
Deed Sale	Apr 2, 2021
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	202129025
Prior Transfer Date	Jan 27, 2016
Prior Transfer Doc	0064830934
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636

Mortgage

Document Number	2021R085841
Date	Oct 15, 2021
Instrument	2021R-085841

Lender

Name	JONESBURG STATE BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2028

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	YORK TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068501839
Date	Dec 8, 2017
Book Page	6850/1839
Instrument	20171208000761060

Lender

Name	JONESBURG STATE BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Nov 20, 2020

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 31, 2021
Property Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Document Number	2021R028322
Map Reference	MB 30 PG 302
Instrument Date	Mar 30, 2021
Instrument	2021R-028322
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636

Mortgage

Document Number	2021R028323
Date	Mar 31, 2021
Instrument	2021R-028323

Lender

Name	JONESBURG STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2051

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2021
Property Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636
Document Number	2021R029025
Map Reference	MB 30 PG 302
Instrument Date	Mar 12, 2021
Instrument	2021R-029025
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4317 EAGLE ROCK PL, SAINT CHARLES, MO 63304-1636

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,028 (-)	$331,728 (-) Land $60,000 Building $271,728
2025	$3,741.00	$63,028 (+10.09%)	$331,728 (+10.09%) Land $60,000 Building $271,728
2023		$57,249
2022			$301,312 Land $55,000 Building $246,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1981–2020)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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