431 Wallace Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 431 Wallace Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 1973
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual on Record
Tax Bill$8,993 (2025)
Flood ZoneZone X (minimal risk)
APN422400 60.20-1-31

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-31
Alternative APN
  • 240006002000010310000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,860 sqft Living Area
1st Floor Area1,140 sqft
2nd Floor Area720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions153 ft deep x 80 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area468 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address431 WALLACE RD
CitySCHENECTADY
StateNY
Zip12304-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number31.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address431 WALLACE RD, SCHENECTADY, NY 12304-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,993.00$257,300 (-) Land $38,000 Building $219,300$381,200 (+17.04%) Land $56,298 Building $324,902
2023$257,300 Land $38,000 Building $219,300$325,700 Land $48,102 Building $277,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Wallace Rd

Nearby Streets

Search Property Records by Address or Parcel Number