Kenton County property record for 432 W 22nd St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1929 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $210 (2025) |
| Deeds & Mortgages | May 2026 Transfer Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-03-032.00 |
| Primary APN | 055-21-03-032.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Finished Area |
| Gross Area | 1,344 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 432 W 22ND ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOOAR DANIEL PT LOTS 42-43-44 25' NS 22ND ST 389' W HOWELL |
| Legal Subdivision | MOOAR DANIEL |
| Legal Lot Number | 42,43 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3805 GREGORY LN, ERLANGER, KY 41018-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| May 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 16, 2020 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2026 |
| Transfer Doc | 0000009041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 5, 2026 |
| Property Address | 432 W 22ND ST, COVINGTON, KY 41014-1606 |
| Document Number | 0000009041 |
| Book / Page | 424 / 29 |
| Instrument Date | Apr 26, 2026 |
| Instrument | 20269041 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3805 GREGORY LN, ERLANGER, KY 41018-3818 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 16, 2020 |
| Property Address | 432 W 22ND ST, COVINGTON, KY 41014-1606 |
| Document Number | 0000000037 |
| Book / Page | 000017 / 000033 |
| Instrument Date | Apr 11, 2020 |
| Instrument | 37 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 W 22ND ST COVINGTON KY 410141606, COVINGTON, KY 41014-1606 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 16, 2020 |
| Property Address | 432 W 22ND ST, COVINGTON, KY 41014-1606 |
| Document Number | 0000170041 |
| Book / Page | 000017 / 000041 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 GREGORY LN ERLANGER KY 410183818, ERLANGER, KY 41018-3818 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,000 (+109.23%) Land $10,000 Building $126,000 | $136,000 (+109.23%) Land $10,000 Building $126,000 | |
| 2025 | $210.00 (-14.98%) Homeowner's exemption | $65,000 (-) Land $5,000 Building $60,000 | $65,000 (-) Land $5,000 Building $60,000 |
| 2023 | $247.00 Homeowner's exemption | $65,000 Land $5,000 Building $60,000 | $65,000 Land $5,000 Building $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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