432 W 10th St, Hermann, MO 65041 Property Records

Gasconade County property record for 432 W 10th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 978 sqft · built 1949
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Mar 2020)
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-18-010.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-18-010.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	966 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	146 ft deep x 60.2 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 W 10TH ST
City	HERMANN
State	MO
Zip	65041-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13, BLOCK 4, STARK SUBD, CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	STARK SUBD
Legal Block	4
Legal Lot Number	13
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	3
Census Block	3001
Census Tract	960100

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	432 W 10TH ST, HERMANN, MO 65041-1237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL BANK OF BOONE COUNTY
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit RIVER REGION CREDIT UNION
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Mar 23, 2020	Warranty Deed, Transfer · Stand-Alone Refinance CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	2020770
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	432 W 10TH ST, HERMANN, MO 65041-1237
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200771
Date	Mar 23, 2020
Instrument	2020-0771

Lender

Name	CENTRAL BANK OF BOONE COUNTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	432 W 10TH ST, HERMANN, MO 65041-1237
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232054
Date	Sep 22, 2023
Instrument	2023-2054

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 12, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	432 W 10TH ST, HERMANN, MO 65041-1237
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212576
Date	Jul 30, 2021
Instrument	2021-2576

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Mar 23, 2020
Property Address	432 W 10TH ST, HERMANN, MO 65041-1237
Document Number	20200770
Instrument Date	Mar 20, 2020
Instrument	2020-0770
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11591 N OLD HIGHWAY 63, COLUMBIA, MO 65202-7595

Mortgage

Document Number	20200771
Date	Mar 23, 2020
Instrument	2020-0771

Lender

Name	CENTRAL BANK OF BOONE COUNTY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,790 (-)	$98,890 (-) Land $21,580 Building $77,310
2025	$1,229.00 (+7.52%)	$18,790 (+8.93%)	$98,890 (+8.9%) Land $21,580 Building $77,310
2023	$1,143.00 (+0.18%)	$17,250	$90,810
2022	$1,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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