437 W 10th St, Hermann, MO 65041 Property Records

Gasconade County property record for 437 W 10th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 953 sqft · built 1936
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$252,700 (Aug 2022)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Jun 2019 Refinance Jun 2014 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-14-011.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-14-011.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	953 sqft Living Area
1st Floor Area	952 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 W 10TH ST
City	HERMANN
State	MO
Zip	65041-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 75, W 10TH, ORIG TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	ORIG TOWN HERMANN
Legal Lot Number	75
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2039
Census Tract	960100

Owner

437 W 10th St is owned and occupied by two individuals who acquired it in September 2023.

Source: Gasconade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 W 10TH ST, HERMANN, MO 65041-1236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN BANK OF MISSOURI
Jun 3, 2014	Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK
Aug 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ELECTRO SAVINGS CU
Jun 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	20222454
Last Transfer Date	Sep 26, 2023
Transfer Doc	0000002194
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	437 W 10TH ST, HERMANN, MO 65041-1236
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191441
Date	Jun 20, 2019
Instrument	2019-1441

Lender

Name	AMERICAN BANK OF MISSOURI

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	437 W 10TH ST, HERMANN, MO 65041-1236
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020141473
Date	Jun 3, 2014
Instrument	2014-1473

Lender

Name	PEOPLES SAVINGS BANK
Type	Bank
Address	HERMANN, MO 65041

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Aug 19, 2022
Property Address	437 W 10TH ST, HERMANN, MO 65041-1236
Document Number	0020222454
Instrument Date	Aug 12, 2022
Instrument	2022-2454
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 W 10TH ST, HERMANN, MO 65041-1236

Mortgage

Document Number	0020222455
Date	Aug 19, 2022
Instrument	2022-2455

Lender

Name	ELECTRO SAVINGS CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Jun 20, 2019
Property Address	437 W 10TH ST, HERMANN, MO 65041-1236
Document Number	20191440
Instrument Date	Jun 20, 2019
Instrument	2019-1440
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 W 10TH ST, HERMANN, MO 65041-1236

Tax Assessment & Valuation

The 2025 property tax bill for 437 W 10th St was $1,168.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,860 (-)	$93,990 (-) Land $21,780 Building $72,210
2025	$1,168.00	$17,860	$93,990 Land $21,780 Building $72,210
2023	$1,087.00 (+2.35%)	$16,400	$86,300
2022	$1,062.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 437 W 10th St in Zone X, an area of minimal flood risk, though there have been 74 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 W 10th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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