424 W 10th St, Hermann, MO 65041 Property Records

Gasconade County property record for 424 W 10th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1950
Lot Size	0.209 acres (9,100 sqft)
Owner	2 Trust Names on File
Last Sale	$140,000 (Jan 2021)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-35-1-18-008.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-35-1-18-008.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,366 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	140 ft deep x 65.2 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	424 W 10TH ST
City	HERMANN
State	MO
Zip	65041-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, E 5 LOT 14, BLOCK 4, STARK SUBD, CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	35
Legal Subdivision	STARK SUBD
Legal Block	4
Legal Lot Number	15&14
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	3
Census Block	3001
Census Tract	960100

Owner

424 W 10th St is held in a trust since January 2021.

Source: Gasconade County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 177, HERMANN, MO 65041-0177
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage PEOPLES SAVINGS BANK OF RHINELAND
Jan 25, 2021	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on File
Deed Sale	Jan 25, 2021 · Amount on File
Deed Document Number	2021252
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	424 W 10TH ST, HERMANN, MO 65041-1237
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252802
Date	Nov 25, 2025
Instrument	2025-2802

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Jan 25, 2021
Property Address	424 W 10TH ST, HERMANN, MO 65041-1237
Document Number	20210252
Instrument Date	Jan 25, 2021
Instrument	2021-0252
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 177, HERMANN, MO 65041-0177

Mortgage

Document Number	20210253
Date	Jan 25, 2021
Instrument	2021-0253

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 424 W 10th St was $1,306.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,980 (-)	$105,140 (-) Land $23,220 Building $81,920
2025	$1,306.00	$19,980	$105,140 Land $23,220 Building $81,920
2023	$1,215.00 (+0.16%)	$18,340	$96,520
2022	$1,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 424 W 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 W 10th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: FireServe.

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