Norfolk County and Millis Town property record for 432 Union St, Millis, MA 02054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,022 sqft · built 1999 |
| Lot Size | 2.67 acres (116,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $700,000 (Sep 2023) |
| Tax Bill | $10,693 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MILL M:015 B:0000030 |
| Primary APN | MILL M:015 B:0000030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 3,238 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 116,305 sqft (2.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 432 UNION ST |
|---|---|
| City | MILLIS |
| State | MA |
| Zip | 02054-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 30 |
| Jurisdiction | MILLIS MA |
| Township / Civil Division | MILLIS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 407101 |
432 Union St is owned and occupied by two individuals who bought it in September 2023.
Source: Norfolk County and Millis Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 UNION ST, MILLIS, MA 02054-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on File |
| Deed Sale | Sep 6, 2023 · Amount on File |
| Prior Sale | May 12, 2009 |
| Deed Document Number | 20231526153 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | May 4, 2026 |
| Property Address | 432 UNION ST, MILLIS, MA 02054-1126 |
| Document Number | 0001569707 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 20261569707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 432 UNION ST, MILLIS, MA 02054-1126 |
| Document Number | 0001569707, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20261569707 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLIS MA |
| Recording Date | Sep 6, 2023 |
| Property Address | 432 UNION ST, MILLIS, MA 02054-1126 |
| Document Number | 0001526153 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 1526153 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 432 UNION ST, MILLIS, MA 02054-1126 |
| Document Number | 0001526154 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 1526154 |
| Name | NP INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 432 Union St was $10,693, up 7.3% from the year before.
Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Millis Town |
| Unified School District | Millis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,693.00 (+7.28%) | $652,000 (+7.41%) Land $289,800 Building $362,200 | $759,715 (+16.35%) |
| 2024 | $9,967.00 (+13.49%) | $607,000 (+20.89%) Land $270,500 Building $336,500 | $652,935 |
| 2023 | $8,782.00 | $502,100 Land $171,600 Building $330,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIS WATER DEPT serves 9,055 people · EPA ID MA2187000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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