434 Union St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 434 Union St, Millis, MA 02054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,084 sqft · built 1965
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$374,500 (Jun 2019)
Tax Bill$7,514 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMILL M:015 B:0000041

Property Details

APN / Parcel Number

Primary APNMILL M:015 B:0000041

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,084 sqft Living Area
Gross Area2,322 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address434 UNION ST
CityMILLIS
StateMA
Zip02054-1126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block41
JurisdictionMILLIS MA
Township / Civil DivisionMILLIS
Census Block Group2
Census Block2002
Census Tract407101

Owner

434 Union St is owned and occupied by an individual who bought it in June 2019.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address434 UNION ST, MILLIS, MA 02054-1126
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Deed of Trust, Mortgage · Conventional with PMI
BRIDGEWATER SVGS BK
Jun 27, 2019Quit Claim Deed, Transfer · Conventional with PMI
BRIDGEWATER SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2019 · Amount on File
Deed SaleJun 27, 2019 · Amount on File
Deed Document Number20191424437
Prior Transfer DateJun 11, 2019
Prior Transfer Doc1424437
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLIS MA
Property Address434 UNION ST, MILLIS, MA 02054-1126
Document Number0001449598
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 UNION ST MILLIS MA 020541126, MILLIS, MA 02054-1126

Mortgage

Document Number0001449598
DateJul 6, 2020
Instrument1449598
Lender
NameBRIDGEWATER SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 5, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLIS MA
Recording DateJun 27, 2019
Property Address434 UNION ST, MILLIS, MA 02054-1126
Document Number0001424437
Instrument DateJun 11, 2019
Instrument1424437
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.50
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address434 UNION ST MILLIS MA 020541126, MILLIS, MA 02054-1126

Mortgage

Document Number1424438
DateJun 27, 2019
Instrument1424438
Lender
NameBRIDGEWATER SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 434 Union St was $7,514, up 5.6% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionMillis Town
Unified School DistrictMillis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,514.00 (+5.61%)$458,200 (+5.75%) Land $233,200 Building $225,000$526,585 (+5.94%)
2024$7,115.00 (+10.36%)$433,300 (+17.55%) Land $215,300 Building $218,000$497,040
2023$6,447.00$368,600 Land $171,600 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIS WATER DEPT
serves 9,055 people · EPA ID MA2187000
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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