427 Union St, Millis, MA 02054 Property Records

Norfolk County and Millis Town property record for 427 Union St, Millis, MA 02054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,186 sqft · built 1994
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$435,750 (Sep 2014)
Tax Bill$10,665 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNMILL M:015 B:0000049

Property Details

APN / Parcel Number

Primary APNMILL M:015 B:0000049

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,186 sqft Living Area
Gross Area3,862 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address427 UNION ST
CityMILLIS
StateMA
Zip02054-1123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block49
JurisdictionMILLIS MA
Township / Civil DivisionMILLIS
Census Block Group2
Census Block2001
Census Tract407101

Owner

427 Union St is owned and occupied by two individuals who bought it in September 2014.

Source: Norfolk County and Millis Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address427 UNION ST, MILLIS, MA 02054-1123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Nov 29, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2014 · Amount on File
Deed SaleSep 30, 2014 · Amount on File
Deed Book / Page32590 / 467
Record UpdatedSep 20, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLIS MA
Property Address427 UNION ST, MILLIS, MA 02054-1123
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042568-455
DateAug 5, 2025
Book Page42568/455
Instrument53462
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLIS MA
Property Address427 UNION ST, MILLIS, MA 02054-1123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36461-482
DateNov 29, 2018
Book Page36461/482
Instrument105842
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 427 Union St was $10,665, up 6.8% from the year before.

Source: Norfolk County and Millis Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionMillis Town
Unified School DistrictMillis School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,665.00 (+6.76%)$650,300 (+6.89%) Land $243,500 Building $406,800$759,050 (+8.84%)
2024$9,990.00 (+2.75%)$608,400 (+9.44%) Land $224,800 Building $383,600$697,395
2023$9,723.00$555,900 Land $179,200 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIS WATER DEPT
serves 9,055 people · EPA ID MA2187000
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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