432 Thomas Ave, Forest Park, IL 60130 Property Records

Cook County property record for 432 Thomas Ave, Forest Park, IL 60130

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2.5 ba · 1,906 sqft · built 1909
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jun 2017)
Tax Bill	$9,556 (2023)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-203-013`

Property Details

APN / Parcel Number

Primary APN	`15-13-203-013`
Alternative APN	`15-13-203-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,906 sqft Living Area

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	432 THOMAS AVE
City	FOREST PARK
State	IL
Zip	60130-1710
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Range	12E
Legal Township	39N
Legal Section	13
Legal Subdivision	FARLEYS SUBDIVISION
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	2
Census Block	2002
Census Tract	816000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	432 THOMAS AVE, FOREST PARK, IL 60130-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 6, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	201749070
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 THOMAS AVE, FOREST PARK, IL 60130-1710
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019521348
Date	Jul 14, 2021
Instrument	2119521348

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Oct 1, 2047

Interest

Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 THOMAS AVE, FOREST PARK, IL 60130-1710
Document Number	2023021123
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	432 THOMAS AVE FOREST PARK IL 601301710, FOREST PARK, IL 60130-1710

Mortgage

Document Number	2023021123
Date	Aug 17, 2020
Instrument	23021123

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 16, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 6, 2017
Property Address	432 THOMAS AVE, FOREST PARK, IL 60130-1710
Document Number	1715749070
Instrument Date	May 13, 2017
Instrument	15749070
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1830 N NEWCASTLE AVE CHICAGO IL 607073312, CHICAGO, IL 60707-3312

Mortgage

Document Number	1715749071
Date	Jun 6, 2017
Instrument	15749071

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Forest Park Village
Elementary School District	Forest Park School District 91 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,131 (+45.3%) Land $6,350 Building $28,781	$351,310 (+45.3%) Land $63,500 Building $287,810
2023	$9,556.00 (+28.46%)
2022	$7,439.00 Homeowner's exemption	$24,178 Land $4,127 Building $20,051	$241,780 Land $41,270 Building $200,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST PARK serves 14,340 people · EPA ID IL0310900
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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