Kalamazoo County property record for 432 Stuart Ave, Kalamazoo, MI 49007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,782 sqft · built 1905 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,811 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-406-120 |
| Primary APN | 06-16-406-120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Basement Area | 795 sqft |
| Unfinished Basement | 795 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 66 ft deep x 46.2 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 432 STUART AVE |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49007-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM15 |
| Legal Description | 44042 C E STUARTS ADDITION ON SECTION 16, LIBER 1 OF PLATS PAGE 66; THE NORTH 1/2 OF LOT 12. |
| Legal Subdivision | STUARTS ADD |
| Legal Lot Number | 12 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | KALAMAZOO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
432 Stuart Ave is owned and occupied by an individual who acquired it in March 2012.
Source: Kalamazoo County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2012 |
| Transfer Doc | 2012010121 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 432 Stuart Ave was $2,811 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| Municipality | Kalamazoo City |
| Unified School District | Kalamazoo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,400 (-6.63%) | $188,800 (-6.63%) | |
| 2025 | $2,811.00 Homeowner's exemption | $101,100 | $202,200 |
| 2023 | $85,200 | $170,400 | |
| 2019 | $2,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Stuart Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2001–2022) |
| Most Recent Claim | Jun 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 432 Stuart Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO serves 192,992 people · EPA ID MI0003520 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet.
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