Kalamazoo County property record for 428 Stuart Ave, Kalamazoo, MI 49007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,434 sqft · built 1870 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Dec 2006) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-406-012 |
| Primary APN | 06-16-406-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 66 ft deep x 46.2 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 428 STUART AVE |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49007-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-15 |
| Legal Description | 44040 C E STUART ADD ON SEC 16 S 1/2 OF LOT 12 |
| Legal Subdivision | C E STUART ADD |
| Legal Lot Number | 12 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | KALAMAZOO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 500 |
Source: Kalamazoo County records · APN 06-16-406-012
Assessment roll updated September 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 21, 2009 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PLUS OF AMERICA CORP |
| Oct 27, 2016 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 19, 2006 | Corporation Deed, Transfer · ARM FIRST FRANKLIN FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2006 · Amount on Record |
| Deed Sale | Dec 19, 2006 · Amount on Record |
| Deed Document Number | 200655367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Document Number | 2022000317 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 2022-000317 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Document Number | 2023026036 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2023-026036 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 2009042534 |
|---|---|
| Date | Dec 21, 2009 |
| Instrument | 2009-042534 |
| Name | MORTGAGE PLUS OF AMERICA CORP |
|---|---|
| Type | Mortgage Company |
| Address | KALAMAZOO, MI 49009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Property Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2016035544 |
|---|---|
| Date | Oct 27, 2016 |
| Instrument | 2016-035544 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2046 |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Dec 19, 2006 |
| Property Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Document Number | 2006055367 |
| Map Reference | LB1 PG66 |
| Instrument Date | Nov 30, 2006 |
| Instrument | 2006-055367 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2026 |
| Title Company | TALON GROUP THE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Name | Verified Name |
|---|---|
| Address | 428 STUART AVE, KALAMAZOO, MI 49007-3220 |
| Document Number | 2006055368 |
|---|---|
| Date | Dec 19, 2006 |
| Instrument | 2006-055368 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2036 |
| Prepayment Penalty | 36 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.45% |
| Max Rate At Change | 10.4% |
| Index | 6-Month LIBOR |
| Max Rate | 13.4% |
| Document Number | 2006055369 |
|---|---|
| Date | Dec 19, 2006 |
| Instrument | 2006-055369 |
| Name | NORTH DRUMMOND ISLAND TEA CO LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KALAMAZOO, MI 49007 |
| Amount | Amount Recorded |
|---|
| Rate | 8% |
|---|
Source: Kalamazoo County records · Assessment roll updated September 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| Municipality | Kalamazoo City |
| Unified School District | Kalamazoo Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,600 (+11.15%) | $229,200 (+11.15%) | |
| 2025 | $1,723.00 (-48.49%) | ||
| 2023 | $103,100 | $206,200 | |
| 2019 | $3,345.00 |
Source: FEMA National Flood Hazard Layer as of June 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2001–2022) |
| Most Recent Claim | Jun 2022 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet Holdings.
Based on FCC filings for 597 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KALAMAZOO serves 192,992 people |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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