415 Stuart Ave, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 415 Stuart Ave, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,467 sqft · built 1904
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$238,000 (Dec 2019)
Tax Bill	$7,037 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-406-003`

Property Details

APN / Parcel Number

Primary APN	`06-16-406-003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,467 sqft Living Area
1st Floor Area	1,263 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Lot Area	12,197 sqft (0.28 acres)
Lot Width	66 ft Width
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 STUART AVE
City	KALAMAZOO
State	MI
Zip	49007-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	15404 S A BROWNES ADDITION LOT 3
Legal Subdivision	S A BROWNES ADDITION
Legal Lot Number	3
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2013
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District (Boundary Increase) listed 1995 · 50 contributing resources · NRIS 95000448

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 STUART AVE, KALAMAZOO, MI 49007-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Intrafamily Transfer, Transfer
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	201936669
Last Transfer Date	Dec 5, 2023
Transfer Doc	2023029670
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 14, 2023
Property Address	415 STUART AVE, KALAMAZOO, MI 49007-3219
Document Number	2023029670
Map Reference	LB 3 PG 35
Instrument Date	Dec 5, 2023
Instrument	2023-029670
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	415 STUART AVE, KALAMAZOO, MI 49007-3219

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	415 STUART AVE, KALAMAZOO, MI 49007-3219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020042147
Date	Dec 2, 2020
Instrument	2020-042147

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 5, 2019
Property Address	415 STUART AVE, KALAMAZOO, MI 49007-3219
Document Number	2019036669
Map Reference	LB 3 PG 35
Instrument Date	Nov 8, 2019
Instrument	2019-036669
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Tax	$2,046.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 STUART AVE, 415, KALAMAZOO, MI 49007-3219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405S S BURDICK ST, KALAMAZOO, MI 49001-2701

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,600 (-7.45%)	$273,200 (-7.45%)
2025	$7,037.00 (+130.57%)	$147,600 (+2%)	$295,200 (+2%)
2023		$123,000	$246,000
2019	$3,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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