432 Stuart Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 432 Stuart Ave, Cayucos, CA 93430 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,539 sqft Living Area
Lot Size	7,125 sqft (0.164 acres)
Last Sale	$1,100,000 (2004)
Tax Bill	$16,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`064-211-081`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,539 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood Construction
Lot Area	7,125 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces
Topography	Steep Topography

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	432 STUART AVE
City	CAYUCOS
State	CA
Zip	93430-1519
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MORRO STR U5 BL 84 PTN LTS 24,25 & 26
Legal Subdivision	MORRO STRAND 05
Legal Block	84
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Minor Civil Division	NORTH COAST
Census Blockgroup	2
Census Block	2000
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-211-081

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1320 J ST, WASCO, CA 93280-2367
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2004 · Amount on Record
Deed Sale	May 25, 2004 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Doc Number	200444731
Last Transfer Date	Jan 06, 2023
Transfer Doc	0000010596
Record Refreshed	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 18, 2023
Property Address	432 STUART AVE, CAYUCOS, CA 93430-1519
Document Number	0000010596
Map Reference	MB 5 PG 11
Instrument Date	Jan 06, 2023
Instrument	2023010596
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1320 J ST, WASCO, CA 93280-2367

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,595,238 (+2%) Land $870,131 Building $725,107
2025	$16,300.00 (+1.89%)	$1,563,960 (+4.04%) Land $853,070 Building $710,890
2023	$15,998.00 (+1.7%)	$1,503,232 Land $819,946 Building $683,286
2022	$15,730.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	About 1 in 279 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.