San Luis Obispo County property record for 408 Stuart Ave, Cayucos, CA 93430 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,652 sqft Living Area |
| Lot Size | 4,960 sqft (0.114 acres) |
| Last Sale | $1,100,000 (2022) |
| Tax Bill | $10,803.00 (2024) |
| Primary APN | 064-211-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,652 sqft Living Area |
| 1st Floor | 1,652 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood Construction |
| Lot Area | 4,960 sqft (0.114 acres) |
| Parking Spaces | 2 Parking Spaces |
| Topography | Above Road/Slope Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 408 STUART AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRO STR U5 BL 84 LT 23 |
| Legal Subdivision | MORRO STRAND |
| Legal Tract | 5 |
| Legal Block | 84 |
| Legal Lot Number | 23 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-211-011
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 408 STUART AVE, CAYUCOS, CA 93430-1519 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 14, 2022 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Apr 13, 2004 · Amount on Record |
| Deed Doc Number | 202244746 |
| Prior Transfer Date | Oct 05, 2022 |
| Prior Transfer Doc | 0000044745 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 14, 2022 |
| Property Address | 408 STUART AVE, CAYUCOS, CA 93430-1519 |
| Document Number | 0000044746 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022044746 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 5138 E FELLARS DR, SCOTTSDALE, AZ 85254-1030 |
| Document Number | 0000044747 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022044747 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 408 STUART AVE, CAYUCOS, CA 93430-1519 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2405 COUNTRY CLUB LN, SELMA, CA 93662-3249 |
| Document Number | 0000018165 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021018165 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 408 STUART AVE, CAYUCOS, CA 93430-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000033187 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 2018033187 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 408 STUART AVE, CAYUCOS, CA 93430-1519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000031173 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 2020031173 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,891.00 (+0.81%) | $1,040,400 (+4.04%) Land $676,260 Building $364,140 |
| 2024 | $10,803.00 (+1.09%) | |
| 2023 | $10,687.00 (+15.25%) | $1,000,000 Land $650,000 Building $350,000 |
| 2022 | $9,273.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | About 1 in 279 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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