422 Stuart Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 422 Stuart Ave, Cayucos, CA 93430 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage2,233 sqft Living Area
Lot Size7,500 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$1,850,000 (2023)
Tax Bill$20,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN064-211-078

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,233 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Construction TypeWood Construction
Lot Area7,500 sqft (0.172 acres)
Parking Spaces2 Parking Spaces
TopographySteep Topography

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address422 STUART AVE
CityCAYUCOS
StateCA
Zip93430-1519
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMORRO STR U5 BL 84 PTN LTS 24 TO 26
Legal SubdivisionMORRO STRAND 05
Legal Block84
Legal Lot Number24 25
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup2
Census Block2000
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-211-078

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address422 STUART AVE, CAYUCOS, CA 93430-1519
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleJun 23, 2023 · Amount on Record
Deed Doc Number2023017703
Record RefreshedJun 08, 2026

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 23, 2023
Property Address422 STUART AVE, CAYUCOS, CA 93430-1519
Document Number0000017703
Map ReferenceMB 5 PG 11
Instrument DateJun 02, 2023
Instrument2023017703
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 STUART AVE, CAYUCOS, CA 93430-1519

Mortgage

Document Number0000017705
DateJun 23, 2023
Instrument2023017705
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 23, 2023
Property Address422 STUART AVE, CAYUCOS, CA 93430-1519
Document Number0000017704
Map ReferenceMB 5 PG 11
Instrument DateJun 02, 2023
Instrument2023017704
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 N RECTOR WAY, FRESNO, CA 93737-9784

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$20,028.00 (+40.16%)$1,924,740 (+42.75%) Land $1,144,440 Building $780,300
2023$14,289.00 (+1.72%) Homeowner's exemption$1,348,325 (+2%) Land $768,033 Building $580,292
2022$14,048.00 Homeowner's exemption$1,321,888 Land $752,974 Building $568,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 73% of the US · above 49% of California
Wildfire LikelihoodAbout 1 in 212 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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