Volusia County property record for 432 Sand Creek Ln, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,788 sqft · built 2007 |
| Lot Size | 0.501 acres (21,801 sqft) |
| Owner | Company Name on File |
| Last Sale | $19,000 (Mar 1998) |
| Tax Bill | $6,846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 4124-05-00-4320 |
| Primary APN | 4124-05-00-4320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 3,568 sqft |
| 1st Floor Area | 2,088 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,801 sqft (0.501 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4983732 |
|---|---|
| Street Address | 432 SAND CREEK LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 13PUD |
| Legal Description | LOT 432 TYMBER CREEK PHASE III MB 42 PGS 3-4 INC PER OR 5306 PG 2516 PER OR 8485 PG 2901 PER OR 8548 PG 2700 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 24 |
| Legal Subdivision | TYMBER CREEK PHASE III MB |
| Legal Phase | 3 |
| Legal Tract | 05 |
| Legal Lot Number | 432 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 83203 |
432 Sand Creek Ln is owned by a company that acquired it in April 2004.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 29 S ST ANDREWS DR, ORMOND BEACH, FL 32174-3842 |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 1998 · Amount on File |
| Deed Sale | Mar 5, 1998 · Amount on File |
| Deed Book / Page | 4283 / 788 |
| Last Transfer Date | Apr 27, 2004 |
| Transfer Doc | 0000101075 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 432 Sand Creek Ln was $6,846.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,626 (+0.29%) Land $62,500 Building $357,126 | $419,626 (+0.29%) Land $62,500 Building $357,126 | |
| 2025 | $6,846.00 | $418,421 Land $62,500 Building $355,921 | $418,421 Land $62,500 Building $355,921 |
| 2023 | $3,000.00 (+3.31%) Homeowner's exemption | $225,477 (+3%) | $424,191 (+11.96%) Land $62,500 Building $361,691 |
| 2022 | $2,904.00 Homeowner's exemption | $218,910 | $378,882 Land $51,500 Building $327,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Sand Creek Ln in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Sand Creek Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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