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420 Sand Creek Ln, Ormond Beach, FL 32174 Property Records

Volusia County property record for 420 Sand Creek Ln, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2020
Square Footage2,475 sqft Living Area
Lot Size11,602 sqft (0.266 acres)
OccupancyOwner Occupied
Last Sale$520,000 (2025)
Tax Bill$6,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN4124-05-00-4200
Alternative APNs
  • 31142405004200
  • 24143105004200
  • 4983619.0
  • 4983619

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,475 sqft Living Area
Gross Area3,050 sqft Gross Area
1st Floor1,609 sqft 1st Floor
Upper Floors866 sqft Upper Floors
Stories2 Stories
Primary FlooringCombination, Other Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2020
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,602 sqft (0.266 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area575 sqft Garage
Pool Area330 sqft Pool
Patio Area491 sqft Patio
Porch Area405 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4983619
Street Address420 SAND CREEK LN
CityORMOND BEACH
StateFL
Zip32174-4898
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description24-14-31 LOT 420 TYMBER CREEK PHASE III MB 42 PGS 3-4 INC PER OR 4830 PGS 0999-1000 PER OR 6204 PG 3811 PER OR 7874 PG 3809 PER OR 8165 PG 1836 PER OR 8794 PG 2627
Legal Range31E
Legal Township14S
Legal Section24
Legal SubdivisionTYMBER CREEK PHASE III MB
Legal Phase3
Legal Tract05
Legal Block2
Legal Lot Number420
JurisdictionVOLUSIA FL
Minor Civil DivisionCENTRAL VOLUSIA
Census Blockgroup2
Census Block2022
Census Tract83203

Owner

Source: Volusia County records · APN 4124-05-00-4200

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Warranty Deed, Transfer · Conventional Mortgage
MORTGAGECOUNTRY LLC
Dec 03, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jul 07, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleDec 03, 2021 · Amount on Record
Deed Doc Number2025237252
Deed Book / Page8794 / 2627
Prior Transfer DateFeb 27, 2002
Prior Transfer Doc0048300999
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 19, 2025
Property Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898
Document Number0087942627
Book / Page8794 / 2627
Map ReferenceMB 42 PG 3&4
Instrument DateDec 18, 2025
Instrument2025237252
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,640.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2661 FERMOY DR, ORMOND BEACH, FL 32174-2027

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898

Mortgage

Document Number0087942629
DateDec 19, 2025
Instrument8794/2629
Lender
NameMORTGAGECOUNTRY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 03, 2021
Property Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898
Document Number0081651836
Book / Page8165 / 1836
Map ReferenceMB 42 PG 3&4
Instrument DateNov 30, 2021
Instrument2021-289032
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanySMART TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,027.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address420 SAND CREEK LN, 420, ORMOND BEACH, FL 32174-4898

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898

Mortgage

Document Number0081651838
DateDec 03, 2021
Instrument8165/1838
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 07, 2020
Property Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898
Document Number0078743809
Book / Page7874 / 3809
Map ReferenceMB 42 PG 3
Instrument DateJul 02, 2020
Instrument2020-121668
Transaction TypeTransfer
Record UpdatedJan 04, 2022
Title CompanyADAMS CAMERON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,432.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address120 CUNNINGHAM DR, 120, NEW SMYRNA BEACH, FL 32168-5908

Transferred To (Grantee/Buyer)

NameVerified Name
Address420 SAND CREEK LN, ORMOND BEACH, FL 32174-4898

Mortgage

Document Number0078743810
DateJul 07, 2020
Instrument7874/3810
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$452,201 (+4.41%) Land $62,000 Building $390,201$452,201 (+4.41%) Land $62,000 Building $390,201
2025$6,392.00 (-9.42%) Homeowner's exemption$433,083 (-1.16%) Land $62,000 Building $371,083$433,083 (-1.16%) Land $62,000 Building $371,083
2023$7,057.00 (+10.37%)$438,176 (+12.28%) Land $62,000 Building $376,176$438,176 (+12.28%) Land $62,000 Building $376,176
2022$6,394.00$390,245 Land $51,000 Building $339,245$390,245 Land $51,000 Building $339,245

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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