Volusia County property record for 425 Sand Creek Ln, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,183 sqft · built 1997 |
| Lot Size | 0.483 acres (21,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Oct 2024) |
| Tax Bill | $6,540 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4124-05-00-4250 |
| Primary APN | 4124-05-00-4250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,183 sqft Living Area |
| Gross Area | 2,603 sqft |
| 1st Floor Area | 1,063 sqft |
| Upper Floors Area | 1,120 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,018 sqft (0.483 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 526 sqft |
| Patio Area | 524 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4983660 |
|---|---|
| Street Address | 425 SAND CREEK LN |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | LOT 425 TYMBER CREEK PHASE III MB 42 PGS 3-4 INC PER OR 4342 PG 0555 PER OR 6620 PG 2159 PER OR 6768 PG 3094 PER OR 6786 PG 3117 PER OR 7956 PG 2418 PER OR 8440 PG 4314 PER OR 8615 PG 1112 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 24 |
| Legal Subdivision | TYMBER CREEK PHASE III MB |
| Legal Phase | 3 |
| Legal Tract | 05 |
| Legal Lot Number | 425 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 83203 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 WEATHERLY DR, CLAYTON, CA 94517-1732 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| Dec 14, 2020 | Warranty Deed, Transfer REALTY PRO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on Record |
| Deed Sale | Oct 1, 2024 · Amount on Record |
| Prior Sale | Aug 1, 2023 · Amount on Record |
| Deed Document Number | 2024190906 |
| Deed Book / Page | 8615 / 1112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 1, 2023 |
| Property Address | 425 SAND CREEK LN, ORMOND BEACH, FL 32174-4898 |
| Document Number | 0084404314 |
| Book / Page | 8440 / 4314 |
| Map Reference | MB 42 PG 3&4 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023157134 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,773.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 SEDGEFIELD PATH S, PALM COAST, FL 32164-4423 |
| Name | Verified Name |
|---|---|
| Address | 10697 DEL PRADO DR E, LARGO, FL 33774-5401 |
| Document Number | 0084404316 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 8440/4316 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Number | 0084404336 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 8440/4336 |
| Instrument | 2023157136 |
| Name | AIM CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 425 SAND CREEK LN, ORMOND BEACH, FL 32174-4898 |
| Document Number | 0079562418 |
| Book / Page | 007956 / 002418 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 241618 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | REALTY PRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 SAND CREEK LN ORMOND BEACH FL 321744898, ORMOND BEACH, FL 32174-4898 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,025 (-0.67%) Land $62,000 Building $335,025 | $397,025 (-0.67%) Land $62,000 Building $335,025 | |
| 2025 | $6,540.00 (+62.61%) | $399,719 (+38.77%) Land $62,000 Building $337,719 | $399,719 (+0.34%) Land $62,000 Building $337,719 |
| 2023 | $4,022.00 (+3.15%) Homeowner's exemption | $288,040 (+3%) | $398,380 (+10.93%) Land $62,000 Building $336,380 |
| 2022 | $3,899.00 Homeowner's exemption | $279,650 | $359,132 Land $51,000 Building $308,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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