Dakota County property record for 432 Ruby Dr, West St Paul, MN 55118 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,581 sqft · built 1960 |
| Lot Size | 0.172 acres (7,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,000 (Apr 2005) |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-76400-02-030 |
| Primary APN | 42-76400-02-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| 1st Floor Area | 1,581 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Wood |
| Lot Area | 7,505 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 432 RUBY DR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TILSEN GARDEN VALLEY ADD 3 2 |
| Legal Subdivision | TILSEN GARDEN VALLEY ADD |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60103 |
Source: Dakota County records · APN 42-76400-02-030
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 RUBY DR, SAINT PAUL, MN 55118-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2005 · Amount on Record |
| Deed Sale | Apr 20, 2005 · Amount on Record |
| Deed Document Number | 2005224224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 432 RUBY DR, WEST SAINT PAUL, MN 55118-3014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000851296 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 851296 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,160.00 | $310,000 Land $79,800 Building $230,200 | $310,000 Land $79,800 Building $230,200 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270370601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1997, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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