416 Ruby Dr, West St Paul (Saint Paul), MN 55118 Property Records

Dakota County property record for 416 Ruby Dr, West St Paul, MN 55118

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,500 sqft · built 1965
Lot Size0.163 acres (7,095 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jul 2023)
Tax Bill$4,034 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-56700-00-020

Property Details

APN / Parcel Number

Primary APN42-56700-00-020

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1981
Construction TypeWood
Lot Area7,095 sqft (0.163 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address416 RUBY DR
CitySAINT PAUL
StateMN
Zip55118-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARKVIEW B N 134.6 FT OF LOT
Legal SubdivisionPARKVIEW
Legal Lot Number20
JurisdictionDAKOTA MN
Township / Civil DivisionWEST ST. PAUL
Census Block Group2
Census Block2003
Census Tract60103

Owner

416 Ruby Dr is owned and occupied by an individual who bought it in July 2023.

Source: Dakota County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address416 RUBY DR, SAINT PAUL, MN 55118-3014
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2023 · Amount on File
Deed SaleJul 5, 2023 · Amount on File
Prior SaleDec 16, 2013 · Amount on File
Deed Document Number20231579744
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateSep 15, 2023
Property Address416 RUBY DR, WEST SAINT PAUL, MN 55118-3014
Document Number0000876784
Instrument DateJul 5, 2023
Instrument876784
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RUBY DR, WEST SAINT PAUL, MN 55118-3014
InvestorPossibly a Property Investor

Mortgage

Document Number0000876785
DateSep 15, 2023
Instrument876785
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 416 Ruby Dr was $4,034 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityWest St. Paul City
Unified School DistrictWest St. Paul-Mendota Heights-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,034.00$301,800 Land $77,100 Building $224,700$301,800 Land $77,100 Building $224,700
2023$3,948.00 Homeowner's exemption
2022$269,700 Land $77,100 Building $192,600$269,700 Land $77,100 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Ruby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Ruby Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, GigFire.

Nearby Properties on Ruby Dr

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