Dakota County property record for 420 Ruby Dr, West St Paul, MN 55118 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1959 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,500 (Jun 2025) |
| Tax Bill | $3,936 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-76400-02-010 |
| Primary APN | 42-76400-02-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Wood |
| Lot Area | 7,499 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 420 RUBY DR |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TILSEN GARDEN VALLEY ADD 1 2 |
| Legal Subdivision | TILSEN GARDEN VALLEY ADD |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60103 |
Source: Dakota County records · APN 42-76400-02-010
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 420 RUBY DR, SAINT PAUL, MN 55118-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SERVION INC |
| Jun 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 01, 2018 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2018 · Amount on Record |
| Deed Document Number | 2025894261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 420 RUBY DR, WEST SAINT PAUL, MN 55118-3014 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000841203 |
|---|---|
| Date | Apr 08, 2021 |
| Instrument | 841203 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 16, 2025 |
| Property Address | 420 RUBY DR, WEST SAINT PAUL, MN 55118-3014 |
| Document Number | 0000894261 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 894261 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | GLOBAL CLOSING & TTL SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,146.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 RUBY DR, WEST SAINT PAUL, MN 55118-3014 |
| Document Number | 0000894262 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | 894262 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Mar 01, 2018 |
| Property Address | 420 RUBY DR, WEST SAINT PAUL, MN 55118-3014 |
| Document Number | 0000789259 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 789259 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $702.57 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 420 RUBY DR, SAINT PAUL, MN 55118-3014 |
| Document Number | 0000789260 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 789260 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Number | 0000789261 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 789261 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,936.00 | $295,500 Land $74,500 Building $221,000 | $295,500 Land $74,500 Building $221,000 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270370601032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1997, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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