Chautauqua County and Dunkirk City property record for 432 Lord St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,925 sqft · built 1957 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Oct 2020) |
| Tax Bill | $3,377 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage |
| APN | 060300 79.20-4-25 |
| Primary APN | 060300 79.20-4-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,577 sqft |
| Upper Floors Area | 348 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 24,000 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 600 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030104460 |
|---|---|
| Street Address | 432 LORD ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | INC 34-8-13 120 X 100 RES; OLD APN: 060300 34-8-14 |
| Legal Block | 4 |
| Legal Lot Number | 25.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 35400 |
432 Lord St is owned and occupied by an individual who bought it in October 2020.
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 432 LORD ST, DUNKIRK, NY 14048-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on File |
| Deed Sale | Oct 5, 2020 · Amount on File |
| Deed Document Number | 20205407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Oct 5, 2020 |
| Property Address | 432 LORD ST, DUNKIRK, NY 14048-3116 |
| Document Number | DE2020005407 |
| Instrument Date | Sep 29, 2020 |
| Instrument | DE2020005407 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 S WARSAW ST, DUNKIRK, NY 14048-1313 |
| Document Number | MT2020003734 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | MT2020003734 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 432 Lord St was $3,377, up 3.3% from the year before.
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,377.00 (+3.3%) | ||
| 2025 | $3,269.00 | $81,200 Land $8,600 Building $72,600 | $184,545 Land $19,545 Building $165,000 |
| 2023 | $81,200 (-) Land $8,600 Building $72,600 | $147,636 (+14.55%) Land $15,636 Building $132,000 | |
| 2022 | Additional exemption filed | $81,200 Land $8,600 Building $72,600 | $128,889 Land $13,651 Building $115,238 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 432 Lord St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 432 Lord St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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