430 Lord St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 430 Lord St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,242 sqft · built 1974
Lot Size	0.183 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2021)
Tax Bill	$2,516 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
APN	`060300 79.20-4-26`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-4-26`
Alternative APNs	`03000790200004026000` `030104400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft
Game Room	Game Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030104400
Street Address	430 LORD ST
City	DUNKIRK
State	NY
Zip	14048-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	INCLUDES 34-8-15 80 X 100 RES; OLD APN: 060300 34-8-16
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3021
Census Tract	35400

Owner

Source: Chautauqua County and Dunkirk City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 LORD ST, DUNKIRK, NY 14048-3116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	20211168
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Jan 13, 2021
Property Address	430 LORD ST, DUNKIRK, NY 14048-3116
Document Number	DE2021001168
Instrument Date	Dec 29, 2020
Instrument	DE2021001168
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 W 4TH ST, DUNKIRK, NY 14048-1945

Mortgage

Document Number	MT2021001108
Date	Jan 13, 2021
Instrument	MT2021001108

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,516.00	$62,500 (-) Land $3,800 Building $58,700	$142,045 (+25%) Land $8,636 Building $133,409
2023		$62,500 (-) Land $3,800 Building $58,700	$113,636 (+14.55%) Land $6,909 Building $106,727
2022		$62,500 Land $3,800 Building $58,700	$99,206 Land $6,032 Building $93,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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