Chautauqua County and Dunkirk City property record for 423 Lord St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,245 sqft · built 1951 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,578 (2026) |
| Deeds & Mortgages | Nov 2019 Refinance |
| APN | 060300 79.20-5-7 |
| Primary APN | 060300 79.20-5-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| 1st Floor Area | 842 sqft |
| Upper Floors Area | 403 sqft |
| Game Room | Game Room |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 100 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030102900 |
|---|---|
| Street Address | 423 LORD ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 5 |
| Legal Lot Number | 7.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 35400 |
423 Lord St is owned and occupied by two individuals.
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 LORD ST, DUNKIRK, NY 14048-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 423 LORD ST, DUNKIRK, NY 14048-3117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2019004028 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | MT2019004028 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 423 Lord St was $2,578 with a veteran's exemption, up 1.7% from the year before.
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,578.00 (+1.66%) Veteran's exemption | ||
| 2025 | $2,536.00 | $63,000 Land $4,500 Building $58,500 | $143,182 Land $10,227 Building $132,955 |
| 2023 | $63,000 (-) Land $4,500 Building $58,500 | $114,545 (+14.55%) Land $8,182 Building $106,363 | |
| 2022 | $63,000 Land $4,500 Building $58,500 | $100,000 Land $7,143 Building $92,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 423 Lord St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Lord St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DFT Local Service, Verizon.
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