432 Lincoln Ave, Elgin, IL 60120 Property Records

Kane County property record for 432 Lincoln Ave, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1926
Lot Size	0.78 acres (3,400 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Oct 1998)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-12-183-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-183-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	960 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	3,400 sqft (0.78 acres)

Location & Zoning

Street Address	432 LINCOLN AVE
City	ELGIN
State	IL
Zip	60120-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN EAST 50 FT LOT 19 BLOCK 7
Legal Subdivision	GRAND VIEW ADDN
Legal Block	7
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5008
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-183-012

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 LINCOLN AVE, ELGIN, IL 60120-3071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1998 · Amount on Record
Deed Sale	Oct 01, 1998 · Amount on Record
Deed Document Number	199889289
Last Transfer Date	Jul 06, 2023
Transfer Doc	0000040255
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 15, 2023
Property Address	432 LINCOLN AVE, ELGIN, IL 60120-3071
Document Number	0000040255
Instrument Date	Jul 06, 2023
Instrument	2023K040255
Transaction Type	Transfer
Record Updated	Nov 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1089 HUNTER DR, ELGIN, IL 60120-4667

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	432 LINCOLN AVE, ELGIN, IL 60120-3071
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+15.78%)	$62,530 (+8.57%) Land $12,480 Building $50,050	$187,665 (+8.57%) Land $37,455 Building $150,210
2024		$57,594 (+21.39%) Land $11,495 Building $46,099	$172,851 (+21.44%) Land $34,499 Building $138,352
2022	$3,593.00 (+5%) Homeowner's exemption	$47,444 (+6.96%) Land $9,469 Building $37,975	$142,332 (+6.96%) Land $28,407 Building $113,925
2021	$3,422.00 Homeowner's exemption	$44,357 Land $8,853 Building $35,504	$133,071 Land $26,559 Building $106,512

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.