416 Lincoln Ave, Elgin, IL 60120 Property Records

Kane County property record for 416 Lincoln Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,079 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on File
Tax Bill	$7,723 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-182-021`

Property Details

APN / Parcel Number

Primary APN	`06-12-182-021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	2,079 sqft Living Area
Gross Area	3,380 sqft
Basement Area	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	416 LINCOLN AVE
City	ELGIN
State	IL
Zip	60120-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADDN LOT 10 BLOCK 6
Legal Subdivision	GRAND VIEW ADDN
Legal Block	6
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5007
Census Tract	850800

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	416 LINCOLN AVE, ELGIN, IL 60120-3044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000034372
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 11, 2026
Property Address	416 LINCOLN AVE, ELGIN, IL 60120-3044
Document Number	0000034372
Instrument Date	Aug 4, 2026
Instrument	202634372
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	416 LINCOLN AVE, ELGIN, IL 60120-3044

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	416 LINCOLN AVE, ELGIN, IL 60120-3044
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029163
Date	Jun 2, 2022
Instrument	2022K029163

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union
Address	ELGIN, IL 60123

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	416 LINCOLN AVE, ELGIN, IL 60120-3044
Document Number	0000004751
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LINCOLN AVE ELGIN IL 601203044, ELGIN, IL 60120-3044

Mortgage

Document Number	0000004751
Date	Jan 27, 2020
Instrument	4751

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,723.00 (+33.02%) Homeowner's exemption Senior Citizen's exemption	$117,232 (+8.57%) Land $19,613 Building $97,619	$351,837 (+8.57%) Land $58,863 Building $292,974
2024		$107,978 (+21.39%) Land $18,065 Building $89,913	$324,064 (+21.44%) Land $54,217 Building $269,847
2022	$5,806.00 (-9.82%) Homeowner's exemption	$88,949 (+6.96%) Land $14,881 Building $74,068	$266,847 (+6.96%) Land $44,643 Building $222,204
2021	$6,438.00 Homeowner's exemption	$83,161 Land $13,913 Building $69,248	$249,483 Land $41,739 Building $207,744

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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