Kane County property record for 398 Lincoln Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,563 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Nov 2003) |
| Tax Bill | $6,993 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-181-022 |
| Primary APN | 06-12-181-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 1,563 sqft Living Area |
| Gross Area | 2,642 sqft |
| Basement Area | 1,079 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 398 LINCOLN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & CHURCHS SUB PART OF BLOCK 6 OF CONGDONS 2ND ADDN EAST 1/2 LOTS 19 & 20 BLOCK 2 |
| Legal Subdivision | GROTE&CHURCHS SUB |
| Legal Block | 6,2 |
| Legal Lot Number | 19,20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-181-022
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 398 LINCOLN AVE, ELGIN, IL 60120-3046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 22, 2017 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2003 · Amount on Record |
| Deed Sale | Nov 10, 2003 · Amount on Record |
| Prior Sale | Jul 01, 1997 · Amount on Record |
| Deed Document Number | 2003196355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 398 LINCOLN AVE, ELGIN, IL 60120-3046 |
| Document Number | 0000066313 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2018 |
| Name | Verified Name |
|---|---|
| Address | 398 LINCOLN AVE ELGIN IL 601203046, ELGIN, IL 60120-3046 |
| Document Number | 0000066313 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 66313 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 398 LINCOLN AVE, ELGIN, IL 60120-3046 |
| Document Number | 0000067131 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2018 |
| Name | Verified Name |
|---|---|
| Address | 398 LINCOLN AVE ELGIN IL 601203046, ELGIN, IL 60120-3046 |
| Document Number | 0000067131 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 67131 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,993.00 (+15.84%) Homeowner's exemption | ||
| 2024 | $91,807 (+21.39%) Land $18,065 Building $73,742 | $275,531 (+21.44%) Land $54,217 Building $221,315 | |
| 2022 | $6,037.00 (+4.59%) Homeowner's exemption | $75,627 (+6.96%) Land $14,881 Building $60,746 | $226,881 (+6.96%) Land $44,643 Building $182,238 |
| 2021 | $5,772.00 Homeowner's exemption | $70,706 Land $13,913 Building $56,793 | $212,118 Land $41,739 Building $170,379 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures