Horry County property record for 432 Harbour Reef Dr, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 2006 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,000 (Jul 2006) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 441-16-04-0117 |
| Primary APN | 441-16-04-0117 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 432 HARBOUR REEF DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMETTO POINTE PUD; LOT 72 |
| Legal Subdivision | PALMETTO POINTE PUD |
| Legal Lot Number | 72 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 51502 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 432 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 5, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2006 · Amount on Record |
| Deed Sale | Jul 6, 2006 · Amount on Record |
| Prior Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 2006545487 |
| Deed Book / Page | 3124 / 276 |
| Last Transfer Date | Aug 5, 2020 |
| Transfer Doc | 4332/0464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 432 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 432 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1327 |
| Document Number | 64140000000759 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 0000006414/0000000759 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 5, 2020 |
| Property Address | 432 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1327 |
| Document Number | 4332/0464 |
| Book / Page | 004332 / 000464 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 HARBOUR REEF DR MYRTLE BEACH SC 295881327, MYRTLE BEACH, SC 29588-1327 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 | $267,315 (-) Land $85,534 Building $181,781 | |
| 2024 | $836.00 (-64.92%) | $10,692 (+0.8%) Land $3,421 Building $7,271 | $267,315 (+51.2%) Land $85,534 Building $181,781 |
| 2023 | $2,383.00 (+1.58%) | $10,607 (+49.99%) Land $2,117 Building $8,490 | $176,790 (-) Land $35,290 Building $141,500 |
| 2021 | $2,346.00 | $7,072 Land $1,412 Building $5,660 | $176,790 Land $35,290 Building $141,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures