Horry County property record for 421 Harbour Reef Dr, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,322 sqft · built 2005 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2015) |
| Tax Bill | $569 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 447-01-02-0012 |
| Primary APN | 447-01-02-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,322 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Deck Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1853001020 |
|---|---|
| Street Address | 421 HARBOUR REEF DR |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMETTO POINTE PUD; LOT 36 |
| Legal Subdivision | PALMETTO POINTE PUD |
| Legal Lot Number | 36 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 51502 |
421 Harbour Reef Dr is owned and occupied by an individual who bought it in September 2015.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2015 · Amount on File |
| Deed Sale | Sep 23, 2015 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 0038562792 |
| Deed Book / Page | 3856 / 2792 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 421 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 421 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 68300000002093 |
|---|---|
| Date | Sep 24, 2024 |
| Book Page | 0000006830/0000002093 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 421 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 6067/2880 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 421 HARBOUR REEF DR MYRTLE BEACH SC 295881320, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 6067/2880 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 006067/002880 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2049 |
The 2025 property tax bill for 421 Harbour Reef Dr was $569.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569.00 | ||
| 2024 | $569.00 (+11.79%) | $10,834 (+72.52%) Land $3,910 Building $6,924 | $270,856 (+62.75%) Land $97,750 Building $173,106 |
| 2023 | $509.00 | $6,280 Land $1,401 Building $4,879 | $166,420 Land $35,020 Building $131,400 |
| 2021 | $494.00 | $6,657 Land $1,401 Building $5,256 | $166,420 Land $35,020 Building $131,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 Harbour Reef Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Harbour Reef Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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