Horry County property record for 413 Harbour Reef Dr, Myrtle Beach, SC 29588
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 2006 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,000 (Aug 2023) |
| Tax Bill | $1,210 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 441-16-03-0074 |
| Primary APN | 441-16-03-0074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 413 HARBOUR REEF DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29588-1320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALMETTO POINTE PUD; LOT 34 |
| Legal Subdivision | PALMETTO POINTE PUD |
| Legal Lot Number | 34 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 51502 |
413 Harbour Reef Dr is owned and occupied by an individual who bought it in August 2023.
Source: Horry County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 14, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Sep 7, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2023 · Amount on File |
| Deed Sale | Aug 14, 2023 · Amount on File |
| Prior Sale | May 14, 2012 · Amount on File |
| Deed Book / Page | 4711 / 3075 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 0045902737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 67040000000701 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 0000006704/0000000701 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Aug 14, 2023 |
| Property Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 0047113075 |
| Book / Page | 4711 / 3075 |
| Instrument Date | Aug 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 0006704681 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 6704/681 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 1, 2053 |
| Document Number | 67040000000701 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 0000006704/0000000701 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Sep 7, 2022 |
| Property Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
| Document Number | 0045902737 |
| Book / Page | 4590 / 2737 |
| Instrument Date | Aug 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 413 HARBOUR REEF DR, MYRTLE BEACH, SC 29588-1320 |
The 2025 property tax bill for 413 Harbour Reef Dr was $1,210.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,210.00 | $305,047 (-) Land $85,270 Building $219,777 | |
| 2024 | $1,210.00 (-16.78%) | $12,202 (+81.88%) Land $3,411 Building $8,791 | $305,047 (+62.12%) Land $85,270 Building $219,777 |
| 2023 | $1,454.00 | $6,709 Land $1,406 Building $5,303 | $188,160 Land $35,160 Building $153,000 |
| 2021 | $534.00 | $7,526 Land $1,406 Building $6,120 | $188,160 Land $35,160 Building $153,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 Harbour Reef Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Harbour Reef Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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