432 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 432 E Main Ave, Zeeland, MI 49464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1920
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$261,500 (May 2022)
Tax Bill	$3,725 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-19-201-004`

Property Details

APN / Parcel Number

Primary APN	`70-17-19-201-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	900 sqft Living Area
1st Floor Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	432 E MAIN AVE
City	ZEELAND
State	MI
Zip	49464-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E 10 FT OF LOT 11 & W 30 FT OF LOT 12 VANDENBERG'S ADD
Legal Range	14W
Legal Township	5N
Legal Section	19
Legal Subdivision	VANDENBERGS ADD
Legal Block	201
Legal Lot Number	11-12
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5015
Census Tract	22900

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Apr 6, 2022	Warranty Deed, Transfer
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARDA FCU
Jul 20, 2020	Intrafamily Transfer, Transfer
Jul 27, 2020	Intrafamily Transfer, Transfer
Jan 19, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Apr 6, 2022 · Amount on Record
Deed Document Number	202218505
Prior Transfer Date	Aug 1, 2013
Prior Transfer Doc	20130037766
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 16, 2022
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number	20220018505
Map Reference	LB 3 PG 21
Instrument Date	May 10, 2022
Instrument	2022-0018505
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14920 CREEK EDGE DR, 14920, HOLLAND, MI 49424-1690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14920 CREEK EDGE DR, HOLLAND, MI 49424-1690

Mortgage

Document Number	20220018506
Date	May 16, 2022
Instrument	2022-0018506

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 6, 2022
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number	20220012889
Map Reference	LB 3 PG 21
Instrument Date	Mar 30, 2022
Instrument	2022-0012889
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Tax	$1,961.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 E MAIN AVE, 432, ZEELAND, MI 49464-1326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14920 CREEK EDGE DR, HOLLAND, MI 49424-1690

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170045594
Date	Dec 5, 2017
Instrument	2017-0045594

Lender

Name	PARDA FCU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 4, 2024

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 20, 2020
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number	20200029394
Instrument Date	Mar 17, 2020
Instrument	2020-0029394
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E MAIN AVE, ZEELAND, MI 49464-1326

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jul 27, 2020
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number	20200030734
Map Reference	LB 3 PG 21
Instrument Date	Mar 17, 2020
Instrument	2020-0030734
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	432 E MAIN AVE, ZEELAND, MI 49464-1326

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 19, 2017
Property Address	432 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number	20170002382
Map Reference	LB3 PG21
Instrument Date	Jan 17, 2017
Instrument	2017-0002382
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,234.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 E MAIN AVE, ZEELAND, MI 49464-1326

Mortgage

Document Number	20170002383
Date	Jan 19, 2017
Instrument	2017-0002383

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,300 (+8.16%)	$238,600 (+8.16%)
2025	$3,725.00 (+50.38%) Homeowner's exemption	$110,300 (+21.34%)	$220,600 (+21.34%)
2023		$90,900	$181,800
2022	$2,477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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