405 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 405 E Main Ave, Zeeland, MI 49464

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,032 sqft · built 1990
Lot Size	0.848 acres (36,939 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Sep 2025)
Tax Bill	$7,455 (2025)
Deeds & Mortgages	Sep 2025 Sale Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-17-18-460-016`

Property Details

APN / Parcel Number

Primary APN	`70-17-18-460-016`

Interior

Stories	1 Story
Building Area	1,032 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	36,939 sqft (0.848 acres)
Lot Dimensions	330 ft deep x 112 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 E MAIN AVE
City	ZEELAND
State	MI
Zip	49464-1325
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	ON
Legal Description	PART SE 1/4 COM 30 FT E OF SW COR,TH E 112 FT, N 330 FT, W 112 FT, TH S 330 FT TO BEG SEC 18 T5N R14W
Legal Range	14W
Legal Township	05N
Legal Section	18
Legal Block	460
Jurisdiction	OTTAWA MI
Township / Civil Division	ZEELAND
Census Block Group	5
Census Block	5014
Census Tract	22900

Owner

405 E Main Ave, a commercial property, is owned by a company that bought it in September 2025.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	183 W ROOSEVELT AVE, ZEELAND, MI 49464-1155
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer
Mar 25, 2022	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Jan 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Feb 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Deed Document Number	202525638
Prior Transfer Date	May 15, 2024
Prior Transfer Doc	0000012892
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 16, 2025
Property Address	405 E MAIN AVE, ZEELAND, MI 49464-1325
Document Number	20250025638
Instrument Date	Sep 16, 2025
Instrument	2025-0025638
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 W 8TH ST # ST250, ST250, HOLLAND, MI 49423-3179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 W ROOSEVELT AVE, ZEELAND, MI 49464-1155

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 25, 2022
Property Address	405 E MAIN AVE, ZEELAND, MI 49464-1325
Document Number	20220011485
Instrument Date	Mar 23, 2022
Instrument	2022-0011485
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 33, ZEELAND, MI 49464-0033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 8TH ST STE 250, 250, HOLLAND, MI 49423-3179
Investor	Possibly a Property Investor

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	405 E MAIN AVE, ZEELAND, MI 49464-1325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180002585
Date	Jan 22, 2018
Instrument	2018-0002585

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 13, 2018
Property Address	405 E MAIN AVE, ZEELAND, MI 49464-1325
Document Number	20180005005
Instrument Date	Feb 1, 2018
Instrument	2018-0005005
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 E MAIN AVE, 421, ZEELAND, MI 49464-1325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 33, ZEELAND, MI 49464-0033

Tax Assessment & Valuation

The 2025 property tax bill for 405 E Main Ave was $7,455, up 2.9% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Zeeland City
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,455.00 (+2.94%)	$125,700	$251,400
2024	$7,242.00
2023		$105,600	$211,200
2022	$4,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 E Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 E Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZEELAND BOARD OF PUBLIC WORKS serves 8,328 people · EPA ID MI0007270
Water Source	Purchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State Inspection	May 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Acentek.

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