440 E Main Ave, Zeeland, MI 49464 Property Records

Ottawa County property record for 440 E Main Ave, Zeeland, MI 49464

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 966 sqft · built 1920
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Oct 2020)
Tax Bill$3,106 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN70-17-19-201-006

Property Details

APN / Parcel Number

Primary APN70-17-19-201-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area966 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAluminum
Lot Area6,708 sqft (0.154 acres)
Lot Dimensions160 ft deep x 42 ft wide
Garage TypeMixed
Garage Area234 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address440 E MAIN AVE
CityZEELAND
StateMI
Zip49464-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionE 42 FT OF LOT 13 VANDENBERG'S ADD
Legal Range14W
Legal Township5N
Legal Section19
Legal SubdivisionVANDENBERGS ADD
Legal Block201
Legal Lot Number13
JurisdictionOTTAWA MI
Township / Civil DivisionZEELAND
Census Block Group5
Census Block5015
Census Tract22900

Owner

440 E Main Ave is owned and occupied by an individual who bought it in October 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address440 E MAIN AVE, ZEELAND, MI 49464-1326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleFeb 6, 2014 · Amount on File
Deed Document Number202043927
Prior Transfer DateAug 14, 2013
Prior Transfer Doc20130042147
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA MI
Recording DateOct 6, 2020
Property Address440 E MAIN AVE, ZEELAND, MI 49464-1326
Document Number20200043927
Map ReferenceLB 3 PG21
Instrument DateSep 30, 2020
Instrument2020-0043927
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4694 35TH ST, 4694, ZEELAND, MI 49464-9209

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 E MAIN AVE, ZEELAND, MI 49464-1326

Mortgage

Document Number20200043928
DateOct 6, 2020
Instrument2020-0043928
Lender
NameAAC CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 440 E Main Ave was $3,106 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityZeeland City
Unified School DistrictZeeland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,600$217,200
2025$3,106.00
2023$81,700$163,400
2022$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 E Main Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 E Main Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemZEELAND BOARD OF PUBLIC WORKS
serves 8,328 people · EPA ID MI0007270
Water SourcePurchased surface water from HOLLAND BOARD OF PUBLIC WORKS
Last State InspectionMay 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Acentek.

Nearby Properties on E Main Ave

Nearby Streets

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