432 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 432 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 994 sqft · built 1900
Lot Size	0.14 acres (6,130 sqft)
Owner	Trust Name on Record
Tax Bill	$789 (2025)
Deeds & Mortgages	Aug 2023 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0133.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0133.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	994 sqft Living Area
1st Floor Area	994 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,130 sqft (0.14 acres)
Lot Dimensions	135 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	432 E 2ND ST
City	XENIA
State	OH
Zip	45385-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	XENIA 50X135 SW COR O LOT 11 432 E SECOND ST
Legal Subdivision	XENIA
Legal Lot Number	11
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5028
Census Tract	240600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	5173 CHAMBERSBURG RD, DAYTON, OH 45424-3731
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2022	Warranty Deed, Transfer
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 31, 2023
Transfer Doc	0000010985
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE OH
Recording Date	Aug 14, 2023
Property Address	432 E 2ND ST, XENIA, OH 45385-3347
Document Number	0000010985
Instrument Date	Jul 31, 2023
Instrument	2023010985
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 340066, DAYTON, OH 45434-0066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56173 CHAMBERSBURG RD, DAYTON, OH 45424

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 26, 2022
Property Address	432 E 2ND ST, XENIA, OH 45385-3347
Document Number	0000008288
Instrument Date	Mar 29, 2022
Instrument	2022008288
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	P0 BOX 340066 # BOX, BOX, BEAVER CREEK, OH 45434

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Feb 10, 2022
Property Address	432 E 2ND ST, XENIA, OH 45385-3347
Document Number	0000002752
Instrument Date	Jan 6, 2022
Instrument	2022002752
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 340066, BEAVERCREEK, OH 45434-0066

Mortgage

Document Number	0000002753
Date	Feb 10, 2022
Instrument	2022002753

Lender

Name	DAY AIR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (-4.48%)	$19,320 (-) Land $1,950 Building $17,370
2024	$826.00 (-1.78%)	$19,320 (-) Land $1,950 Building $17,370
2023	$841.00 (+19.8%)	$19,320 (+39.9%) Land $1,950 Building $17,370	$55,210 (+39.95%) Land $5,570 Building $49,640
2022	$702.00	$13,810 Land $1,770 Building $12,040
2020			$39,450 Land $5,060 Building $34,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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