449 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 449 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1998
Lot Size	0.127 acres (5,546 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jan 1999)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0267.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0267.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,546 sqft (0.127 acres)
Lot Width	35 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	449 E 2ND ST
City	XENIA
State	OH
Zip	45385-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOORE 1 W 1/2 LOT 2 E SECOND ST
Legal Subdivision	MOORE 1
Legal Lot Number	2
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5029
Census Tract	240600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	449 E 2ND ST, XENIA, OH 45385-3348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 1999 · Amount on Record
Deed Sale	Jan 29, 1999 · Amount on Record
Deed Document Number	19992968
Deed Book / Page	1295 / 214
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	449 E 2ND ST, XENIA, OH 45385-3348
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 E 2ND ST, XENIA, OH 45385-3348

Mortgage

Document Number	0000001740
Date	Feb 3, 2026
Instrument	2026001740

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 1, 2031

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	449 E 2ND ST, XENIA, OH 45385-3348
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000991
Date	Jan 14, 2022
Instrument	2022000991

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 (-4.55%)	$26,360 (-) Land $1,580 Building $24,780
2024	$1,098.00 (-1.88%)	$26,360 (-) Land $1,580 Building $24,780
2023	$1,119.00 (+21.63%)	$26,360 (+41.87%) Land $1,580 Building $24,780	$75,310 (+41.88%) Land $4,500 Building $70,810
2022	$920.00	$18,580 Land $1,440 Building $17,140
2020			$53,080 Land $4,100 Building $48,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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