432 Division St, Geneva, IL 60134 Property Records

Kane County property record for 432 Division St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,857 sqft · built 2001
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Dec 2016)
Tax Bill$9,187 (2025)
Flood ZoneZone X (minimal risk)
APN12-02-127-006

Property Details

APN / Parcel Number

Primary APN12-02-127-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,857 sqft Living Area
Gross Area2,721 sqft
Basement Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area6,250 sqft (0.143 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address432 DIVISION ST
CityGENEVA
StateIL
Zip60134-1551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN BLOCK 12 OF WESTERN SAMARITAN
Legal SubdivisionWESTERN SAMARITAN
Legal Block12
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group5
Census Block5001
Census Tract852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address432 DIVISION ST, GENEVA, IL 60134-1551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2016 · Amount on Record
Deed SaleDec 19, 2016 · Amount on Record
Prior SaleJun 27, 2001 · Amount on Record
Deed Document Number201669704
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,187.00 (+10.85%) Homeowner's exemption$135,208 (+8.5%) Land $31,740 Building $103,468$405,786 (+8.5%) Land $95,258 Building $310,528
2024$124,615 (+18.38%) Land $29,253 Building $95,362$373,995 (+18.43%) Land $87,794 Building $286,200
2022$8,288.00 (+3.07%) Homeowner's exemption$105,266 (+3.86%) Land $24,711 Building $80,555$315,798 (+3.86%) Land $74,133 Building $241,665
2021$8,041.00 Homeowner's exemption$101,354 Land $23,793 Building $77,561$304,062 Land $71,379 Building $232,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2002–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Division St

Nearby Streets

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