422 Division St, Geneva, IL 60134 Property Records

Kane County property record for 422 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 885 sqft · built 1954
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-127-004`

Property Details

APN / Parcel Number

Primary APN	`12-02-127-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	885 sqft
Basement Area	885 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	6,250 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	422 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB. BLOCK 12 LOT 4
Legal Subdivision	WESTERN SAMARITAN
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5001
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 DIVISION ST, GENEVA, IL 60134-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Mar 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000014070
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	422 DIVISION ST, GENEVA, IL 60134-1551
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DIVISION ST, GENEVA, IL 60134-1551

Mortgage

Document Number	0000010371
Date	Apr 1, 2024
Instrument	2024K010371

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 15, 2034

Interest

Rate	9.75%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 14, 2022
Property Address	422 DIVISION ST, GENEVA, IL 60134-1551
Document Number	0000014070
Instrument Date	Nov 23, 2021
Instrument	2022K014070
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 DIVISION ST, GENEVA, IL 60134-1551

Mortgage

Document Number	0000014071
Date	Mar 14, 2022
Instrument	2022K014071

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Dec 1, 2036

Interest

Rate	2.37%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	422 DIVISION ST, GENEVA, IL 60134-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043669
Date	Sep 6, 2018
Instrument	2018K043669

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 3, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,770.00 (+8.07%) Homeowner's exemption Senior Citizen's exemption	$82,044 (+8.5%) Land $31,740 Building $50,304	$246,230 (+8.5%) Land $95,258 Building $150,972
2024		$75,616 (+18.38%) Land $29,253 Building $46,363	$226,939 (+18.43%) Land $87,794 Building $139,145
2022	$4,414.00 (+13.7%) Homeowner's exemption	$63,875 (+3.86%) Land $24,711 Building $39,164	$191,625 (+3.86%) Land $74,133 Building $117,492
2021	$3,882.00 Homeowner's exemption	$61,501 Land $23,793 Building $37,708	$184,503 Land $71,379 Building $113,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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