402 Division St, Geneva, IL 60134 Property Records

Kane County property record for 402 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,175 sqft · built 1956
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$233,500 (Mar 2018)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-127-001`

Property Details

APN / Parcel Number

Primary APN	`12-02-127-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,250 sqft (0.143 acres)
View / Lot	Corner
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	402 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN SAMARITAN SUB. BLOCK 12 LOT 8
Legal Subdivision	WESTERN SAMARITAN
Legal Block	5
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5001
Census Tract	852500

Owner

402 Division St is owned and occupied by an individual who bought it in March 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	402 DIVISION ST, GENEVA, IL 60134-1551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	201812186
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	402 DIVISION ST, GENEVA, IL 60134-1551
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021250
Date	Apr 28, 2020
Instrument	2020K021250

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate	3.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 16, 2018
Property Address	402 DIVISION ST, GENEVA, IL 60134-1551
Document Number	0000012186
Instrument Date	Mar 2, 2018
Instrument	2018K012186
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 SHOWPLACE DR UNIT 301, 301, NAPERVILLE, IL 60564-3330

Mortgage

Document Number	0000012187
Date	Mar 16, 2018
Instrument	2018K012187

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 402 Division St was $7,451 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,451.00 Homeowner's exemption	$111,174 (+8.5%) Land $31,740 Building $79,434	$333,655 (+8.5%) Land $95,258 Building $238,397
2024		$102,464 Land $29,253 Building $73,211	$307,515 Land $87,794 Building $219,721
2022	$6,725.00 (+3.11%) Homeowner's exemption	$86,554 (+3.86%) Land $24,711 Building $61,843	$259,662 (+3.86%) Land $74,133 Building $185,529
2021	$6,522.00 Homeowner's exemption	$83,338 Land $23,793 Building $59,545	$250,014 Land $71,379 Building $178,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Division St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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