Montgomery County property record for 432 Cloverly Ln, Horsham, PA 19044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,076 sqft · built 1960 |
| Lot Size | 0.463 acres (20,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Apr 1992) |
| Tax Bill | $8,326 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00-02290-00-5 |
| Primary APN | 36-00-02290-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,076 sqft Living Area |
| 1st Floor Area | 2,526 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 20,168 sqft (0.463 acres) |
| Lot Dimensions | 170 ft deep x 118 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 195 sqft |
| Patio Area | 363 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 432 CLOVERLY LN |
|---|---|
| City | HORSHAM |
| State | PA |
| Zip | 19044-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L 46 |
| Legal Subdivision | HILLSIDE ESTATES SEC 11 |
| Legal Block | 61A |
| Legal Lot Number | 46 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | HORSHAM |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 200507 |
432 Cloverly Ln is owned and occupied by two individuals who bought it in April 1992.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 CLOVERLY LN, HORSHAM, PA 19044-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 1992 · Amount on File |
| Deed Sale | Apr 30, 1992 · Amount on File |
| Deed Book / Page | 5005 / 1650 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 432 Cloverly Ln was $8,326.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Horsham Township |
| Unified School District | Hatboro-Horsham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,326.00 | $192,950 | $192,950 |
| 2025 | $8,326.00 | ||
| 2024 | $192,950 (-) Land $61,500 Building $131,450 | ||
| 2023 | $7,585.00 (+5.06%) | $192,950 Land $61,500 Building $131,450 | |
| 2022 | $7,220.00 | ||
| 1998 | $192,950 Land $61,500 Building $131,450 | ||
| 1996 | $192,950 Land $61,500 Building $131,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Cloverly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 Cloverly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 97 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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