428 Cloverly Ln, Horsham, PA 19044 Property Records

Montgomery County property record for 428 Cloverly Ln, Horsham, PA 19044

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,653 sqft · built 1961
Lot Size	0.595 acres (25,900 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Oct 2022)
Tax Bill	$8,115 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00-02296-00-8`

Property Details

APN / Parcel Number

Primary APN	`36-00-02296-00-8`
Alternative APN	`36061A009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,653 sqft Living Area
1st Floor Area	2,978 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	25,900 sqft (0.595 acres)
Lot Dimensions	175 ft deep x 86 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	428 CLOVERLY LN
City	HORSHAM
State	PA
Zip	19044-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	L 44
Legal Subdivision	HILLSIDE ESTATES
Legal Block	61A
Legal Lot Number	44
Jurisdiction	MONTGOMERY PA
Township / Civil Division	HORSHAM
Census Block Group	4
Census Block	4002
Census Tract	200507

Owner

428 Cloverly Ln is owned by two individuals who bought it in October 2022.

Source: Montgomery County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 CLOVERLY LN, HORSHAM, PA 19044
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Deed Document Number	202298492
Deed Book / Page	6305 / 1040
Prior Transfer Date	Jul 29, 2010
Prior Transfer Doc	0057762639
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Oct 21, 2022
Property Address	428 CLOVERLY LN, HORSHAM, PA 19044-1812
Document Number	0063051040
Book / Page	6305 / 1040
Map Reference	MB A-5 PG 24
Instrument Date	Aug 25, 2022
Instrument	2022098492
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	FIRST ADVANTAGE ABSTRACT LLC, 1ST ADVANTAGE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 CLOVERLY LN, HORSHAM, PA 19044-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 CLOVERLY LN, HORSHAM, PA 19044

Mortgage

Document Number	2022098493
Date	Oct 21, 2022
Instrument	2022098493

Lender

Name	LENDING CAPITAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 428 Cloverly Ln was $8,115.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Horsham Township
Unified School District	Hatboro-Horsham School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,115.00	$188,070 (-)	$188,070 (-)
2025	$8,115.00 (+9.8%)	$188,070 (-) Land $63,260 Building $124,810	$188,070 Land $63,260 Building $124,810
2024	$7,391.00	$188,070 (-) Land $63,260 Building $124,810
2023	$7,391.00 (+5.05%)	$188,070 Land $63,260 Building $124,810
2022	$7,036.00
1998			$188,070 Land $63,260 Building $124,810
1996			$188,070 Land $63,260 Building $124,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 428 Cloverly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 428 Cloverly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	97 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20