Montgomery County property record for 431 Cloverly Ln, Horsham, PA 19044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,112 sqft · built 1966 |
| Lot Size | 0.489 acres (21,280 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,500 (Sep 1997) |
| Tax Bill | $7,871 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00-02275-00-2 |
| Primary APN | 36-00-02275-00-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Colonial |
| Exterior Material | Asbestos |
| Lot Area | 21,280 sqft (0.489 acres) |
| Lot Dimensions | 152 ft deep x 140 ft wide |
| Garage Area | 460 sqft |
| Porch | Open Frame Porch |
| Porch Area | 174 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 CLOVERLY LN |
|---|---|
| City | HORSHAM |
| State | PA |
| Zip | 19044-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L 35 |
| Legal Subdivision | HILLSIDE ESTATES |
| Legal Block | 61A |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY PA |
| Township / Civil Division | HORSHAM |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 200507 |
431 Cloverly Ln is owned and occupied by two individuals who bought it in September 1997.
Source: Montgomery County records, as of June 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 431 CLOVERLY LN, HORSHAM, PA 19044-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 1997 · Amount on File |
| Deed Sale | Sep 9, 1997 · Amount on File |
| Deed Document Number | 199715443 |
| Deed Book / Page | 5199 / 121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY PA |
| Property Address | 431 CLOVERLY LN, HORSHAM, PA 19044-1811 |
| Document Number | 0148301509 |
| Instrument Date | Dec 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | WORLD WIDE LAND TRANSFER INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 431 CLOVERLY LN HORSHAM PA 190441811, HORSHAM, PA 19044-1811 |
| Document Number | 0148301509 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 014830/001509 |
| Instrument | 2558 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2050 |
The 2026 property tax bill for 431 Cloverly Ln was $7,871.
Source: Montgomery County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Montgomery County |
| County Subdivision | Horsham Township |
| Unified School District | Hatboro-Horsham School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,871.00 | $182,400 | $182,400 |
| 2025 | $7,871.00 | ||
| 2024 | $182,400 (-) Land $61,780 Building $120,620 | ||
| 2023 | $7,169.00 (+5.04%) | $182,400 Land $61,780 Building $120,620 | |
| 2022 | $6,825.00 | ||
| 1998 | $182,400 Land $61,780 Building $120,620 | ||
| 1996 | $182,400 Land $61,780 Building $120,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Cloverly Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 431 Cloverly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORSHAM WATER&SEWER AUTHORITY serves 26,000 people · EPA ID PA1460033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 97 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures