Monroe County and Rochester City property record for 432 Bernard St, Rochester, NY 14621
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,013 sqft · built 1890 |
| Lot Size | 0.097 acres (4,264 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,000 (Jan 2002) |
| Tax Bill | $1,045 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 073357-00.0 |
| Primary APN | 073357-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Upper Floors Area | 862 sqft |
| Game Room | Game Room |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,264 sqft (0.097 acres) |
| Lot Dimensions | 115 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 235 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 073357-00.0 |
|---|---|
| Street Address | 432 BERNARD ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14621-4918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0080.00 302 22 02833 20 SEC E ST JACOBS AMD SUB |
| Legal Block | 3 |
| Legal Lot Number | 82.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 8000 |
432 Bernard St is owned by an individual who bought it in January 2002.
Source: Monroe County and Rochester City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 PETROSSI DR, ROCHESTER, NY 14621-5612 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2002 · Amount on File |
| Deed Sale | Jan 15, 2002 · Amount on File |
| Prior Sale | Jan 15, 2002 · Amount on File |
| Deed Book / Page | 9567 / 72 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 432 Bernard St was $1,045, down 2.2% from the year before.
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,045.00 (-2.15%) | ||
| 2025 | $1,068.00 | $98,900 Land $9,200 Building $89,700 | $98,900 Land $9,200 Building $89,700 |
| 2023 | $37,000 Land $3,900 Building $33,100 | $44,578 Land $4,699 Building $39,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 432 Bernard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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