Monroe County and Rochester City property record for 425 Bernard St, Rochester, NY 14621
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,560 sqft · built 1920 |
| Lot Size | 0.128 acres (5,597 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $26,000 (Apr 2012) |
| Tax Bill | $841 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073329-00.0 |
| Primary APN | 073329-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 780 sqft |
| 2nd Floor Area | 780 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,597 sqft (0.128 acres) |
| Lot Dimensions | 143 ft deep x 39 ft wide |
| Porch | Slab |
| Porch Area | 213 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 073329-00.0 |
|---|---|
| Street Address | 425 BERNARD ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14621-4917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0080.00 205 22 00000 12 SEC F ST JACOBS AMD SUB |
| Legal Block | 3 |
| Legal Lot Number | 58.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 8000 |
Source: Monroe County and Rochester City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 BERNARD ST, ROCHESTER, NY 14621-4917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on Record |
| Deed Sale | Apr 20, 2012 · Amount on Record |
| Prior Sale | Aug 13, 1997 · Amount on Record |
| Deed Document Number | 2012868 |
| Deed Book / Page | 11112 / 494 |
| Transfer Doc | 0000001257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 425 BERNARD ST, ROCHESTER, NY 14621-4917 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000435 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 201710230435 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $841.00 (+1.57%) | ||
| 2025 | $828.00 | $86,300 (+146.57%) Land $12,000 Building $74,300 | $86,300 (+104.65%) Land $12,000 Building $74,300 |
| 2023 | $35,000 Land $4,200 Building $30,800 | $42,169 Land $5,060 Building $37,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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