429 Bernard St, Rochester, NY 14621 Property Records

Monroe County and Rochester City property record for 429 Bernard St, Rochester, NY 14621

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,414 sqft · built 1911
Lot Size	0.128 acres (5,597 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2024)
Tax Bill	$621 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073330-00.0`

Property Details

APN / Parcel Number

Primary APN	`073330-00.0`
Alternative APNs	`140010626000030590000000` `261400 106.26-3-59`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,414 sqft Living Area
1st Floor Area	742 sqft
2nd Floor Area	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,597 sqft (0.128 acres)
Lot Dimensions	143 ft deep x 39 ft wide
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	391 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	073330-00.0
Street Address	429 BERNARD ST
City	ROCHESTER
State	NY
Zip	14621-4917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	0080.00 205 22 00000 13 SEC F ST JACOBS AMD SUB
Legal Block	3
Legal Lot Number	59.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2006
Census Tract	8000

Owner

Source: Monroe County and Rochester City records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 BERNARD ST, ROCHESTER, NY 14621-4917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage THE SUMMIT FCU
Nov 29, 2022	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS CO UPSTATE
Aug 16, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE INS CO UPSTATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on Record
Deed Sale	Apr 9, 2024 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	20242911
Deed Book / Page	12942 / 478
Prior Transfer Date	Aug 10, 2022
Prior Transfer Doc	0000000934
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 9, 2024
Property Address	429 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000002911
Book / Page	12942 / 478
Map Reference	LB 8 PG 39
Instrument Date	Mar 27, 2024
Instrument	202404092911
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	933 STOWED DRIVE, ROCHESTER, NY 14616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MILLER ST APT 3, 3, ROCHESTER, NY 14605-1573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002912
Date	Apr 9, 2024
Instrument	202404092912

Lender

Name	THE SUMMIT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 29, 2022
Property Address	429 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000001545
Book / Page	12751 / 515
Map Reference	LB 8 PG 39
Instrument Date	Nov 9, 2022
Instrument	202211291545
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 PARKER LN APT 3, 3, IRONDEQUOIT, NY 14617-5535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	933 STOWED DRIVE, ROCHESTER, NY 14616

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	Aug 16, 2022
Property Address	429 BERNARD ST, ROCHESTER, NY 14621-4917
Document Number	0000000934
Book / Page	12707 / 84
Map Reference	LB 8 PG 39
Instrument Date	Aug 10, 2022
Instrument	202208160934
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 PARKER LN APT 3, 88, ROCHESTER, NY 14617-5535

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	88 PARKER LN APT 3, 3, ROCHESTER, NY 14617-5535

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$621.00	$69,800 (+140.69%) Land $12,000 Building $57,800	$69,800 (+99.77%) Land $12,000 Building $57,800
2023		$29,000 Land $4,200 Building $24,800	$34,940 Land $5,060 Building $29,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 955 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures