Kenton County property record for 4316 McKee St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,440 sqft · built 1923 |
| Lot Size | 0.116 acres (5,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,000 (Jan 2014) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-10-026.00 |
| Primary APN | 056-41-10-026.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Finished Area |
| Gross Area | 1,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 5,038 sqft (0.116 acres) |
| Lot Dimensions | 65 ft deep x 77.5 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4316 MCKEE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT & BLDG PT LOTS 124 THRU 127 77.5'X 65' |
| Legal Subdivision | FAIRVIEW LOT & BLDG |
| Legal Phase | 7 |
| Legal Lot Number | 124-1 |
| Legal Unit | P |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 61200 |
Source: Kenton County assessment roll, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on Record |
| Deed Sale | Jan 17, 2014 · Amount on Record |
| Prior Sale | Nov 8, 2013 · Amount on Record |
| Deed Document Number | 201401 17 059 00263 |
| Deed Book / Page | 5344 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 19, 2026 |
| Property Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Document Number | 0000010488 |
| Book / Page | 434 / 420 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202610488 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Document Number | 0000010488, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 434/420 |
| Instrument | 202610488 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Document Number | 0005900119 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 331/158 |
| Instrument | 22012605900119 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 149 Months |
| Due | Jun 26, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Document Number | 0000000103 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 4316 MCKEE ST COVINGTON KY 410151653, COVINGTON, KY 41015-1653 |
| Document Number | 0000000103 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 0C6447/000343 |
| Instrument | 103 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4316 MCKEE ST, COVINGTON, KY 41015-1653 |
| Document Number | 0000000102 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 4316 MCKEE ST COVINGTON KY 410151653, COVINGTON, KY 41015-1653 |
| Document Number | 0000000102 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 0C6447/000333 |
| Instrument | 102 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 5, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (-0.54%) | $125,000 (-) Land $10,000 Building $115,000 | $125,000 (-) Land $10,000 Building $115,000 |
| 2023 | $1,665.00 | $125,000 Land $10,000 Building $115,000 | $125,000 Land $10,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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