4318 Rainbow Dr, Missoula, MT 59803 Property Records

Missoula County property record for 4318 Rainbow Dr, Missoula, MT 59803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1957
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$657,020 (Feb 2023)
Tax Bill	$4,564 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0454648`

Property Details

APN / Parcel Number

Primary APN	`R0454648`
Alternative APNs	`04-2093-06-2-12-15-0000` `0000918808` `0918808`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Built-Up Asphalt
Lot Area	8,494 sqft (0.195 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Porch Area	41 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000918808
Street Address	4318 RAINBOW DR
City	MISSOULA
State	MT
Zip	59803-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINBOW RANCH HOMES, S06, T12 N, R19 W, BLOCK A, S 50 OF LOT 29, N 20 OF LOT 30
Legal Subdivision	RAINBOW RANCH HOMES
Legal Block	A
Legal Lot Number	29,30
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3001
Census Tract	1304

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 13, 2017	Warranty Deed, Transfer · FHA Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Jul 13, 2017 · Amount on Record
Deed Document Number	20231770
Deed Book / Page	1086 / 263
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010700338
Date	Jan 18, 2022
Book Page	1070/338
Instrument	202200980

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Feb 21, 2023
Property Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Document Number	0010860263
Book / Page	1086 / 263
Instrument Date	Feb 21, 2023
Instrument	202301770
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043

Mortgage

Document Number	0202301771
Date	Feb 21, 2023
Instrument	202301771

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010390979
Date	Sep 16, 2020
Book Page	1039/979
Instrument	202021949

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Oct 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jul 13, 2017
Property Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Document Number	0009820874
Book / Page	982 / 0874
Instrument Date	Jul 12, 2017
Instrument	201713616
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4318 RAINBOW DR, MISSOULA, MT 59803-1043
Investor	Possibly a Property Investor

Mortgage

Document Number	201713617
Date	Jul 13, 2017
Instrument	201713617

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,100 (-) Land $158,241 Building $355,859	$514,100 (-) Land $158,241 Building $355,859
2025	$4,564.00 (-12.37%)	$514,100 (+18.89%)	$514,100 (+18.89%) Land $158,241 Building $355,859
2023	$5,208.00	$432,400	$432,400 Land $125,038 Building $307,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blackfoot Telephone Cooperative.

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