Osceola County property record for 4318 Oak Ct, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,684 sqft Heated Area |
| Lot Size | 13,765 sqft (0.316 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2025) |
| Tax Bill | $1,396.00 (2025) |
| Primary APN | 82731 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,684 sqft Heated Area |
| Gross Area | 2,720 sqft Gross Area |
| 1st Floor Area | 1,684 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 520 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 480 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 516 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82731 |
|---|---|
| Street Address | 4318 OAK CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 17 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 910 |
| Legal Block | 1 |
| Legal Lot Number | 9,17 9 |
| Legal Unit | B |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82731
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4318 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2025 · Amount on Record |
| Deed Sale | Mar 31, 2025 · Amount on Record |
| Prior Sale | Mar 22, 2002 · Amount on Record |
| Deed Document Number | 2025039659 |
| Deed Book / Page | 6762 / 1147 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4318 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0051120898 |
|---|---|
| Date | Mar 06, 2017 |
| Book Page | 5112/0898 |
| Instrument | 2017035091 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,396.00 (+8.22%) Homeowner's exemption Widower's exemption | $125,921 (+5.99%) | $320,600 (-2.23%) Land $65,000 Building $255,600 |
| 2023 | $1,290.00 (-1.53%) Homeowner's exemption Widower's exemption | $118,809 (+3%) | $327,900 (+16.03%) Land $60,000 Building $267,900 |
| 2022 | $1,310.00 Homeowner's exemption Widower's exemption | $115,349 | $282,600 Land $55,000 Building $227,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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