4313 Oak Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4313 Oak Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,796 sqft Heated Area
Lot Size9,017 sqft (0.207 acres)
GarageFinished, 504 sqft
OccupancyOwner Occupied
Last Sale$210,000 (2019)
Tax Bill$1,850.00 (2025)

Property Details

APN / Parcel Number

Primary APN82737
Alternative APN
  • 042630091000010230

Interior

Full Baths2 Baths
Building Area1,796 sqft Heated Area
Gross Area2,810 sqft Gross Area
1st Floor1,796 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area9,017 sqft (0.207 acres)
Depth X Width100 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area504 sqft Garage
FenceFence
PorchOpen Porch
Porch Area510 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number82737
Street Address4313 OAK CT
CitySAINT CLOUD
StateFL
Zip34769-1649
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 23 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATE
Legal Tract910
Legal Block1
Legal Lot Number9,23 9
Legal UnitB
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 82737

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4313 OAK CT, SAINT CLOUD, FL 34769-1649
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LAKEVIEW LOAN SERVICING LLC
Sep 07, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NATIONSTAR MORTGAGE LLC
Nov 12, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleJan 02, 2008 · Amount on Record
Deed Doc Number0056221834
Deed Book / Page5622 / 1834
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4313 OAK CT, SAINT CLOUD, FL 34769-1649
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 OAK CT, SAINT CLOUD, FL 34769-1649

Mortgage

Document Number0068650964
DateOct 15, 2025
Book Page6865/964
Instrument2025128110
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term290 Months
DueDec 01, 2049

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4313 OAK CT, SAINT CLOUD, FL 34769-1649
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4313 OAK CT, SAINT CLOUD, FL 34769-1649

Mortgage

Document Number0064700095
DateSep 07, 2023
Book Page6470/95
Instrument2023117427
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term315 Months
DueDec 01, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 12, 2019
Property Address4313 OAK CT, SAINT CLOUD, FL 34769-1649
Document Number0056221834
Book / Page5622 / 1834
Map ReferenceMB 2 PG 147
Instrument DateNov 12, 2019
Instrument2019147393
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3240 VILLA WAY CIR, 3240, SAINT CLOUD, FL 34769-6513

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4313 OAK CT, SAINT CLOUD, FL 34769-1649

Mortgage

Document Number0056221835
DateNov 12, 2019
Instrument5622/1835
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,850.00 (+7.81%) Homeowner's exemption Senior Citizen's exemption$157,929 (+5.99%)$296,400 (-2.31%) Land $65,000 Building $231,400
2023$1,716.00 (+4.7%) Homeowner's exemption Senior Citizen's exemption$149,009 (+3%)$303,400 (+15.98%) Land $60,000 Building $243,400
2022$1,639.00 Homeowner's exemption Senior Citizen's exemption$144,669$261,600 Land $55,000 Building $206,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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