Osceola County property record for 4307 Oak Ct, Saint Cloud, FL 34769 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 9,060 sqft (0.208 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2025) |
| Tax Bill | $851.00 (2024) |
| Primary APN | 04-26-30-0910-0001-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,052 sqft Gross Area |
| 1st Floor | 1,532 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 9,060 sqft (0.208 acres) |
| Depth X Width | 104 ft x 91 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 520 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 275 sqft Pool |
| Deck Area | 405 sqft Deck |
| Porch Area | 452 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4307 OAK CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1649 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT B PB 2 PG 147 LOT 22 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT B |
| Legal Tract | 910 |
| Legal Block | 220 |
| Legal Lot Number | 22 |
| Legal Unit | B |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0910-0001-0220
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4307 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jun 13, 2024 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2025 · Amount on Record |
| Deed Sale | Oct 23, 2025 · Amount on Record |
| Deed Doc Number | 2025131708 |
| Deed Book / Page | 6869 / 2220 |
| Prior Transfer Date | Jun 12, 2024 |
| Prior Transfer Doc | 0066160542 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 4307 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Document Number | 0068692220 |
| Book / Page | 6869 / 2220 |
| Map Reference | MB 2 PG 147 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025131708 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | CHASE TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9456 RUNAWAY BREEZE DR, LAND O LAKES, FL 34637-6484 |
| Name | Verified Name |
|---|---|
| Address | 4307 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Document Number | 0068692222 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 6869/2222 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Number | 0068692235 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 6869/2235 |
| Instrument | 2025131710 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2024 |
| Property Address | 4307 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Document Number | 0066160542 |
| Book / Page | 6616 / 542 |
| Map Reference | MB 2 PG 147 |
| Instrument Date | Jun 12, 2024 |
| Instrument | 2024077884 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4307 OAK CT, SAINT CLOUD, FL 34769-1649 |
| Name | Verified Name |
|---|---|
| Address | 1812 SIR LANCELOT CIR, SAINT CLOUD, FL 34772-7006 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $890.00 (+4.58%) | $126,307 (+2.9%) | $328,700 (-4.7%) Land $65,000 Building $263,700 |
| 2024 | $851.00 (+3.03%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $122,748 (+3%) | $344,900 (+2.37%) Land $60,000 Building $284,900 |
| 2023 | $826.00 (-1.55%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $119,173 (+3%) | $336,900 (+16.21%) Land $60,000 Building $276,900 |
| 2022 | $839.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $115,702 | $289,900 Land $55,000 Building $234,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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